Privacy Policy

At Balance Point Divorce Funding (“Balance Point”), we understand that privacy of your non-public personal information is of critical importance to you. Because we understand just how important your privacy is, we have implemented privacy practices that we believe safeguard your privacy. This webpage is intended to explain what our privacy policy is and how we operate with regard to such policies.

Balance Point is committed to safeguarding the private information entrusted to us by our clients and visitors to our website (“Site”). First, we will never sell or trade your personal or financial information. Period. To provide you with better service and with your consent, we may provide certain information about you on a limited basis to affiliates and certain third parties, which perform services for our clients for us.

What Types of Information Does Balance Point Collect About You, From Who and How is that Information Safeguarded?

We obtain information about you from several sources. Directly from you, from the application you submit, either online, by telephone or in person, from your divorce professionals or others you authorize us to be in contact with and/or from the documents you provide to us. We may also obtain information about you from public records.

We Protect Client Information

We take our responsibility to protect the privacy and confidentiality of any client information very seriously. We maintain physical, electronic and procedural safeguards that comply with applicable legal standards to store and secure client information from unauthorized access and use and viewing. Our own policies and procedures have been developed to protect the confidentiality of client information and to help achieve compliance with relevant rules and regulations. We hold our employees accountable for complying with those policies, procedures, rules and regulations.

We Endeavor to Collect, Use and Maintain Client Information Only for Appropriate Purposes

We limit the collection, use and retention of client information to what we reasonably believe will help us deliver superior service, to administer our business, manage our risks, market our services, and to meet applicable laws.

We Share Client Information with Affiliates and with Certain Third Parties When We Believe It Will Enhance the Services We Can Provide to Clients or for Legal and Routine Business Reasons

We share client information with our affiliates when we believe it will enhance the services we can provide to clients, but only in circumstances where such sharing conforms to law, any applicable confidentiality agreements, our policies and practices, or where a client has consented to such sharing.

From time to time, we enter into agreements with other companies to provide services to us or make services and products available to clients. Under these agreements, the companies may receive information about clients, but they must safeguard this information and they may only use it for those purposes we specify.

To Whom Does Balance Point Disclose the Information Collected About You?

Balance Point will not rent or sell your non-public personal information to anyone. No exceptions. However, we will disclose your information if we are required to do so by law. Also, with your authorization, we will disclose your non-public personal information to our affiliate and non-affiliated company that provide services for us related to a transaction you request.

Former Clients Non-Public Information Versus Current Client Information

We treat non-public information about our former clients in the same manner as we treat non-public information about our current clients.

Updates to Privacy Policy

From time to time, we may modify or change our Privacy Policy. If our information practices change, we will post the changed policy to our Site. We reserve the right to change this policy at any time and encourage you to check for any updates or changes on this Site.

Sites Covered by This Privacy Statement

This privacy statement applies to the information collected via this Site. It does not apply to any linked websites, including those of any affiliates. To learn about the privacy policies of any linked websites, please refer to the privacy statements of those websites.

Linked Websites

The Site may link to other third-party websites. Balance Point has not reviewed any of the websites linked to this Site, and is not responsible for the content of off-site pages or any other website linked or linking to this Site. Furthermore, Balance Point assumes no responsibility for any content made available at any third-party website. Any privacy policies of any third-party websites are governed by the operator of such website. Balance Point urges you to read the posted access and privacy policy (if any) of these third-party websites. Your linking to any off-site or other websites is at your own risk.

Security

We are committed to providing a safe and secure online environment. To that end, we maintain physical, electronic and procedural safeguards to protect information, which comply with all applicable laws. We employ Secure Sockets Layer (SSL) to further enhance your security, and strictly limit access to your personal and financial date to those personnel at Balance Point who have bona fide need for this information. We require independent contractors and other third parties who work with us to adhere to strict privacy standards through their contracts with us.

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